Affordable Commercial & Residential Mortgages

Whether you are buying a Commercial Building, or a Residential House, North American Resource Capital is here to help you find the financing you need. Based in Smithtown, NY, North American offers Commercial Mortgages & Residential Mortgages. Call us today for a consultation.

Commercial Mortgages

• Offering Loans for More Than $100,000
• First Mortgages for Purchases, Refinancing, Buy out of Private Mortgages
• Equity Lines of Credit
• Most Properties Considered, including Mixed Use, Strip Malls, Self-Storage, Industrial, Office Buildings, Multifamily Houses
• Poor Personal Credit Will Not Immediately Disqualify You
• Maximum LTV to Be Determined upon the Property's Income, Owner's Personal Credit, & Building Condition
• Amortization to 25 Years & Varied Terms
• Some stated income mortgages available

Mortgage Details

• Hard Money Mortgages
• 50% Loan to Value Maximum (Few Exceptions)
• First Position Only (No Seconds Allowed)
• Available for Residential & Commercial Properties

Residential Mortgages

North American offers multiple programs to help you acquire the financing you need to purchase your new home. We work with you to help you choose the best program from a trusted lender.

Mortgage Benefits

• Purchases, Refinancing, Equity Loans, Home Equity Lines of Credit & Reverse Mortgages
• No Application Fees
• Bankruptcies, Tax Liens & Charge-Offs are not immediate disqualifiers.
• 96.5% LTV (Loan to Value) Available for Purchases & Refinances
• Investor Loans Considered