Local Area: 631-265-7702
Out of Area: 800-854-8515
fax: 631-265-7583
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RESIDENTIAL MORTGAGES

 

Purchases, refinancing, equity loans, home equity lines of credit

No application fees.

Stated income for self employed individuals available

Bankruptcy’s, tax liens, charge-offs, slow pay mortgage history, all accepted.

96.5% LTV (loan to value) available for purchases and refinances

Home Equity Lines of Credit and Home Equity Loans

Investor loans considered.

Multiply programs available. When you come to us, we secure for you the best program available through the varied lenders we deal with.

 

COMMERCIAL MORTGAGES

$100,000+

  • 1st mortgages for purchases, refinancing, buy out of private mortgages
  • Equity lines of credit
  • Most properties considered
  • Mixed Use, Strip Malls, Self Storage, Industrial, Office Buildings, Multifamily houses (5 family+), etc.

Maximum Loan to Value to be determined upon the property’s income, owner’s personal credit, and building condition.

Amortization to 25 years and varied terms

If owner occupied 51% or more, to 25 year terms with a variable rate available

 

Mortgage Application

HARD MONEY MORTGAGES

  • 50% loan to value maximum, few exceptions
  • 1st position only, no 2nds allowed
  • residential and commercial properties